Payments

How do I pay for a Shopsky purchase?

Shopsky offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that Shopsky's trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times. You may use Internet Banking, Gift Card, Pay on Delivery and Wallet to make your purchase.

What is Pay on Delivery?

If you are not comfortable making an online payment . you can opt for the Pay on Delivery (POD) payment method instead. With POD you can pay in at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online. The maximum order value for a Pay on Delivery (POD) payment is ₹25,000.

How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India .

Credit cards

We accept payments made using Visa, MasterCard and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.

Debit cards

We accept payments made using Visa, MasterCard and Maestro debit cards. To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment. Internationally issued credit/debit cards cannot be used for Flyte, Wallet and eGV payments/top-ups.

Is it safe to use my credit/debit card on Shopsky?

Your online transaction on Shopsky is secure with the highest levels of transaction security currently available on the Internet. All credit card and debit card payments on Shopsky are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

What steps does Shopsky take to prevent card fraud?

Shopsky realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team. In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the "Verified by VISA" and "Mastercard SecureCode" services, respectively. The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.

How can I get the 3D Secure password for my credit/debit card?

You can register for the 3D Secure password for your credit/debit card by visiting your bank's website. The registration links for some of the banks have been provided below for easy reference:

Can I make a credit/debit card or Internet Banking payment on Shopsky through my mobile?

Yes, you can make credit card payments through the Shopsky mobile site and application.

How does 'Instant Cashback' work?

The 'Cashback' offer is instant and exclusive to Shopsky You only pay the final price you see in your shopping cart.

How do I place a Pay on Delivery (C-o-D) order?

All items that have the "Pay on Delivery Available" icon are valid for order by Pay on Delivery.

Add the item(s) to your cart and proceed to checkout. When prompted to choose a payment option, select "Pay By Pay on Delivery". Enter the CAPTCHA text as shown, for validation. Once verified and confirmed, your order will be processed for shipment in the time specified, from the date of confirmation. You will be required to make a cash-only payment to our courier partner at the time of delivery of your order to complete the payment.

Terms &Conditions:

The maximum order value for POD is ₹25,000

Gift Cards or Store Credit cannot be used for PODorders

Cash-only payment at the time of delivery.

What is Shopsky's credit card EMI option?

With Shopsky's credit card EMI option, you can choose to pay in easy installments of 3, 6, 9, 12, 18*, or 24 months* with credit cards .

How do I make a payment using Shopsky's credit card EMI option?

Once you've added the desired items to your Shopsky shopping cart, proceed with your order as usual by entering your address. When you're prompted to choose a payment mode for your order, select 'EMI' & follow these simple steps:

Choose your credit-card issuing bank you wish to pay from

Select the EMI plan of your preference

Enter your credit card details

Click 'Save and Pay'

Please note that the full amount will be charged on your card the day of the transaction.